Old Mutual Limited (OMU.zw) Q22019 Interim Report

first_imgOld Mutual Limited (OMU.zw) listed on the Zimbabwe Stock Exchange under the Insurance sector has released it’s 2019 interim results for the second quarter.For more information about Old Mutual Limited (OMU.zw) reports, abridged reports, interim earnings results and earnings presentations, visit the Old Mutual Limited (OMU.zw) company page on AfricanFinancials.Document: Old Mutual Limited (OMU.zw)  2019 interim results for the second quarter.Company ProfileOld Mutual is a premium African financial services group that offers a broad spectrum of financial solutions to retail and corporate customers across key markets segments in 17 countries. Old Mutual’s primary operations are in South Africa and the rest of Africa, and it has niche businesses in Latin America and Asia. With over 170 years of heritage across sub Saharan Africa, we are a crucial part of the communities we serve and broader society on the continent. Old Mutual Limited is listed on the Zimbabwe Stock Exchangelast_img read more

Why I’d invest in FTSE 100 stocks like Warren Buffett to retire rich

first_img Our 6 ‘Best Buys Now’ Shares Tezcan Gecgil, PhD | Monday, 13th January, 2020 “This Stock Could Be Like Buying Amazon in 1997” Enter Your Email Address Image source: The Motley Fool Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Simply click below to discover how you can take advantage of this.center_img Warren Buffett is a self-made billionaire the world’s most famous investor. He is therefore looked upon as a source of inspiration by so many other investors worldwide. Today, I’d like to share with you several things I’ve learned on successful investing over the years from this proven master.The power of compound interestBuffett and his long-time partner Charlie Munger have transformed Berkshire Hathaway from a struggling textile manufacturer to a holding company with a market capitalisation greater than $550bn.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The performance of the stock has been extraordinary. A share could have been bought for $18 in May 1965, when Buffett took the reins at the company. Now the share price is hovering around $340,185.So in slightly less than 55 years, he has managed an average rate of return of around 20% – more than double the average annual returns of the FTSE 100 index or the US stock market’s S&P 500 index.Although this is an impressive difference in percentage returns, it’s only half the story. £1,000 invested 50 years ago in 1970 in an index fund with a 10% annual return would have become £117,390.85. The same investment in Buffett’s Berkshire would have grown to £9,100,438.15.Here’s how the incredible effect of compounding comes into play! And it is possibly the primary reason Warren Buffett is one of the world’s richest people today.How he has achieved his investing successWhen we study Buffett’s life and investing philosophy, we note that he and his team haven’t necessarily used any ultra-complicated strategies to produce these eye-popping results. And simple luck does not explain Buffett’s success, either. As an investor, he…only buys stocks he plans to hold foreverfinds large large-cap companies with powerful brandslikes investing in businesses that pay dividendsloves to buy a company when its stock price is ‘on sale’ (or in other words, he’d buy shares in a company whose growth is currently undervalued by the market)has discipline and patience and he’s willing to learn and adaptdoes not try to predict the direction of broader markets, the economy, interest rates, or electionsThere are no guarantees in investment returns. Yet the winning strategy he has been using for more than half a century may be appropriate for many retail investors too.FTSE 100 sharesAlthough I do not judge myself against Warren Buffett, I believe learning from his investing style and discipline may help me to beat average market returns by a significant margin over the long run.With that in mind, here are several large-cap shares I’m watching right now. I’d be willing to invest in them in 2020, especially if there is any dip in their share prices. I’d like to buy these high-quality and dividend-paying businesses when they trade on low valuations and keep them in my portfolio for many years.Aviva – dividend yield 7.3%, forward P/E 7.2, P/B 0.98Barratt Developments – dividend yield 3.8%, forward P/E 10.5, P/B 1.59BT – dividend yield 7.3%, forward P/E 7.2, P/B 0.98HSBC Holdings – dividend yield 8%, forward P/E 8.2, P/B 1.9Imperial Brands – dividend yield 10.5%, forward P/E 7.3, P/B 3.8Lloyds Banking Group – dividend yield 5.2%, forward P/E 8.5, P/B 0.88Royal Dutch Shell – dividend yield 10.5%, forward P/E 13.4, P/B 1.22As always, don’t regard these as formal recommendations. Instead, view them as a starting point for more research. I’d recommend doing plenty of homework to decide if they may be appropriate for your own long-term investing strategy. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Why I’d invest in FTSE 100 stocks like Warren Buffett to retire rich tezcang has no position in any of the shares mentioned. The Motley Fool UK has recommended HSBC Holdings, Imperial Brands, and Lloyds Banking Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. See all posts by Tezcan Gecgil, PhDlast_img read more

Turning 100, Episcopal priest celebrates a life’s work

first_img Rector (FT or PT) Indian River, MI The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Turning 100, Episcopal priest celebrates a life’s work Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector Bath, NC The Rev. Dr. Charles H. Morris says: Rector/Priest in Charge (PT) Lisbon, ME [Philly Inquirer] Don’t be surprised if the Rev. Thomas W. Logan smiles during next Sunday’s Gospel reading.It will be on eternal life – a topic about which he seems to know a thing or two.And don’t be surprised if the friends, family, congregants, and bishops packed into St. Thomas African Episcopal Church in Overbrook applaud his sermon.Logan turns 100 next week, and the historic parish, where he is an active associate priest, is celebrating the life of the oldest African American cleric in the Episcopal Church.“My father was a devout churchman, and I guess you could say I was nudged to follow him,” Logan said last week at his Center City apartment. Submit a Job Listing Featured Jobs & Calls Rector Martinsville, VA Missioner for Disaster Resilience Sacramento, CA Submit a Press Release Cathedral Dean Boise, ID AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Bishop Diocesan Springfield, IL Comments are closed. Rector Hopkinsville, KY Rector Pittsburgh, PA Rector Shreveport, LA Rector and Chaplain Eugene, OR Priest Associate or Director of Adult Ministries Greenville, SC Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Comments (1) Featured Events The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Assistant/Associate Rector Morristown, NJ Course Director Jerusalem, Israel Associate Priest for Pastoral Care New York, NY Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Curate (Associate & Priest-in-Charge) Traverse City, MI March 13, 2012 at 10:33 pm Congratulations and all good wishes to a man who was twenty years old when I was just a new guy on the block of this world! I’ve now been a priest for 54 years, still active as supplier and as assisting priest in my local congregation. Much more relaxed about preaching now (and I trust better) than long ago! Priest-in-Charge Lebanon, OH Press Release Servicecenter_img Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Assistant/Associate Priest Scottsdale, AZ Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Rector Albany, NY Associate Rector for Family Ministries Anchorage, AK An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest By David O’ReillyPosted Mar 13, 2012 Assistant/Associate Rector Washington, DC TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Rector Collierville, TN Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Director of Music Morristown, NJ Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Rector Smithfield, NC Rector Tampa, FL Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET New Berrigan Book With Episcopal Roots Cascade Books Submit an Event Listing Director of Administration & Finance Atlanta, GA Canon for Family Ministry Jackson, MS Youth Minister Lorton, VA Rector Washington, DC Curate Diocese of Nebraska Rector Belleville, IL Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Associate Rector Columbus, GA Rector Knoxville, TN This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Family Ministry Coordinator Baton Rouge, LA last_img read more

Nova Green / Agence Bernard Bühler

first_img France Projects Apartments 2012 Nova Green / Agence Bernard Bühler ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/387986/nova-green-agence-bernard-buhler Clipboard Year:  Nova Green / Agence Bernard BühlerSave this projectSaveNova Green / Agence Bernard Bühler Year:  2012 CopyAbout this officeAgence Bernard BühlerOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsBordeauxHousingFrancePublished on June 27, 2013Cite: “Nova Green / Agence Bernard Bühler” 27 Jun 2013. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogMetal PanelsAurubisCopper Surface: Nordic DécorGlassMitrexSolar PanelsPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemSealantsAGROB BUCHTALHow To Benefit From Ceramic Tiles With Hytect SurfaceSignage / Display SystemsGoppionDisplay Case – Q-ClassFacade SystemsTrimoTrimoterm FTV in the BASE – Backing wallSkylightsVELUX CommercialModular Skylight Ridgelight in Office BuildingDoorsVEKAFront Doors – SOFTLINECurtain WallsRabel Aluminium SystemsMinimal Curtain Wall – Rabel 35000 Slim Super ThermalResidential ApplicationsULMA Architectural SolutionsVentilated Facades on Building in PamplonaDoorsLibartVertical Retracting Doors – Panora ViewAccessories / TV MountsYellow Goat DesignScreens – BlossomMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream “COPY” Architects: Agence Bernard Bühler Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/387986/nova-green-agence-bernard-buhler Clipboard Save this picture!© Vincent Monthiers+ 17 Share Area:  3997 m² Area:  3997 m² Year Completion year of this architecture project “COPY” photographs:  Vincent MonthiersPhotographs:  Vincent Monthiers Save this picture!© Vincent MonthiersRecommended ProductsWindowsAir-LuxSliding Window – CurvedEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusMetallicsKriskadecorMetal Fabric – Outdoor CladdingText description provided by the architects. The project involves the construction of 66 flats in a collective house in Bordeaux. The project is divided into two buildings : Save this picture!© Vincent MonthiersThe first is located on the borderline with the Avenue Emile Counord. This building is marked by the game between the screens glazed colorated in green and the boxes in white aluminium which animate the façade on street.Save this picture!© Vincent MonthiersThe second building is located at the center of the site with a level less higher than the first. Facades are as animated by the screens glazed colorated in green but as by balcons glazed colorated in green.Save this picture!© Vincent MonthiersBy this location’s choice, the project allows both to score alignment to the Avenue Emile Counord, and to create in the heart of the site, a living space largely landscaped on which are oriented much of the housing.Save this picture!SectionProject gallerySee allShow lessZaha Hadid – World Architecture ExhibitionEventPink Flamingo / Stephane MaupinSelected ProjectsProject locationAddress:Avenue Emile Counord, 33300 Bordeaux, FranceLocation to be used only as a reference. It could indicate city/country but not exact address. Share CopyApartments•Bordeaux, France Photographs ArchDailylast_img read more

Institute of Fundraising National Awards open for nominations

first_img Tagged with: Awards Institute of Fundraising Advertisement Institute of Fundraising National Awards open for nominations Howard Lake | 5 December 2008 | News They are the only awards created specifically for fundraisers and judged by fundraisers.There is no charge to submit a nomination. Last year the Institute received over 270 nominations and over 750 people attended the awards ceremony. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThiscenter_img www.nationalawards.org.uk UK Fundraising is proud to be sponsoring the Gill Astarita Fundraiser of the Year Award, renamed this year in honour of Gill Astarita. About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.  20 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Nominations are now open for the 2009 Institute of Fundraising National Awards. These are designed to champion best practice in fundraising and celebrate fundraisers’ hard work and successes across the year.last_img read more

Eco-Friendly hair salons look to encourage others to help the environment

first_imgReddIt TCU places second in the National Student Advertising Competition, the highest in school history Twitter World Oceans Day shines spotlight on marine plastic pollution Colleen Powellhttps://www.tcu360.com/author/colleen-powell/ Linkedin Tiffany Cofer cutting her customer’s hair. Photo courtesy of Colleen Powell Twitter Previous articleDahlberg named provostNext articleWhat we’re reading: the Supreme Court’s big decision Colleen Powell RELATED ARTICLESMORE FROM AUTHOR GrandMarc lottery leaves some students upset Colleen Powell Never too young to make an impact Study abroad adds Stellenbosch, South Africa to its list of destinationscenter_img Linkedin ReddIt printEvery minute, one garbage truck full of plastic is dumped into our oceans, which has led to more than 5 trillion pieces of plastic currently littering our beautiful waters, according to National Geographic.For some salons in Fort Worth, they are working to help the environment in their own terms.Currently only 9 percent of our world’s plastics are recycled, according to The Economist.The beauty industry, alongside other industries, is one the biggest producers of waste and harsh chemicals found in waterways.“Most people are aware that the beauty industry produces a lot of waste,” said Rosalie Reeder, a customer at a beauty salon in Fort Worth, Texas.The issues surrounding salons and the environment are based on the products used and disposal of their waste.Hair and beauty salons impact the health of our planet and the way they are run makes a difference.Tiffany Cofer, a hair specialist in Salons of Volterra located in Fort Worth, Texas is an environmentalist who uses natural products and recycles all the used material at her salon.“Beauty comes at a price and at the moment, it’s an expensive one for our environment,” said Cofer.Everyone in the salon uses an Eufora product, which utilizes Certified Organic Aloe, along with nearly 75 different natural plant extracts and essential oils, all of which are classified as renewable resources and considered biodegradable, said Cofer.Tara Spieker, a hair specialist, is a partner of Tiffany’s.Recycling Bins at Salons of Volterra. Photo courtesy of Colleen Powell.“Tiffany and I recently went out on our own to be able to carry a product that is made of natural ingredients like beeswax and coconut rather than harsh chemicals most beauty products are made of,” Spieker said. “This is healthier for the environment and our customers.”Reusing the bottles that products come in is another way Cofer and Spieker are making the efforts to save plastic waste.The Gallons of Water Per DayCurrently on average, a salon basin uses more than 150 gallons of water per day, according to lovekevinmurphy.com.“Not keeping the water running in our salon is something so simple to do and it allows us to save gallons of water each day,” said Shannon Webb, a hair specialist at The Look Inc. in Lafayette, LA.Tiffany Cofer rinsing off her customer’s hair. Photo courtesy of Colleen Powell.“We are a hair salon,” Cofer said. “We are washing hair and towels all day, but there are simple ways to watch the amount of water you use.”Cofer’s salon tries to run the washing machine only once a day to help this problem.Shampoo is another major environmental risk due to its release of chemicals into the water supply through the drain.“Most chemicals in shampoo are harmful to the environment in one way or another,” Cofer said.Most shampoos contain a chemical called Sodium Laureth Sulfate, which is mutagenic to animals.“When animals in the wild drink water with this chemical, it can be harmful to them,” Cofer said.Small local salons Are becoming more environmentally friendly  Tiffany Cofer is washing the hair of her costumer with chemical-free shampoo.Locally owned salons across the nation are becoming more cautious about the chemicals in the products they use as a push to become part of the solution for the environment, rather than the problem.“There are so many opportunities when it comes to environmentally friendly hair products,” said Webb.Webb uses Kevin Murphy products that are cautious with their carbon footprint.The Kevin Murphy bottles are made from 100 percent recycled ocean plastics in an effort to create a circular supply chain, according to their website.Environmentally friendly products come at a costEnvironmentally friendly products are priced at a higher rate over other options and some customers may not be willing to pay a higher price in order to receive a higher quality product that helps the environment.“Being environmentally friendly, it is considered to be on the medium to high price range,” said Cofer.The Eufora product is being displayed for customers to take their pick.“Average size shampoo bottles and styling products are around $20 with the quality definitely being higher than that of what you get from the grocery store, so you don’t use as much either,” she said.Hairdressers like Cofer, Spieker and Webb try to take steps toward improving the environment in the hair and beauty industry, making an impact by taking simple actions in their salon. Facebook + posts Colleen Powellhttps://www.tcu360.com/author/colleen-powell/ Colleen Powellhttps://www.tcu360.com/author/colleen-powell/ Colleen Powellhttps://www.tcu360.com/author/colleen-powell/ Facebook Fort Worth Music Festival Welcome TCU Class of 2025last_img read more

West Texas Guitar Festival features Del Castillo

first_img Facebook Twitter Local News West Texas Guitar Festival features Del Castillo By admin – February 18, 2018 WhatsApp Facebook Upside Down Blueberry Pie CheesecakeSummer Spaghetti SaladSlap Your Mama It’s So Delicious Southern Squash CasserolePowered By 10 Sec Mama’s Deviled Eggs NextStay Performances, master classes taught by professionals, a competition and a night for local musicians to showcase their prowess are all part of the West Texas Guitar Festival set for Thursday to Saturday at the Wagner Noel Performing Arts Center, 1310 N. Farm to Market Road 1788 in Midland.Del Castillo will perform at 7:30 p.m. Thursday on the Wagner Noel main stage. Tickets are $25.Locals’ Night is set for 7 p.m. Friday, also on the Wagner Noel main stage. Admission is free. And Tavi Jinariu will play at 7 p.m. Saturday in the Rea-Greathouse Recital Hall at the WNPAC. Tickets are $15.Del Castillo will conduct a master class at 10 a.m. Friday at the Rose Building, 415 N. Grant Ave.Iren Arutyunyan will be the judge and she and Jinarui will be included in the master classes on Saturday. The registration fee for the master classes is $40 and includes a T-shirt, workshops, master classes and admission to all the concerts.The competition will include solo and ensemble categories. Prizes are everything from gift cards to a concert.Dan Keast, festival organizer and associate professor and chair of music at the University of Texas of the Permian Basin, said this is the ninth year of the festival.Administrative Assistant Yvonne Drinkard said the Locals’ Night features guitar programs from around Odessa, plus elementary through college students.“We show the growth from the elementary all the way up through the college students, so the audience gets the scope of the life and trajectory of where they might be going,” Keast said.Keast said he tells participants to tell everyone they know to come out for Locals’ Night because it’s free and open to the public and the performers are going to be on the same stage as Willie Nelson or Jerry Seinfeld. It concludes with a mass ensemble.“… Kids realize they’re part of this history. They see the signatures on the wall,” Keast said.It gives the youngsters motivation to practice and for the time leading up to the festival, they’re giving that extra bit of practice, he added.Keast said when he looked Arutyunyan up online when he was selecting performers, he noticed that people described her as a world-renowned teacher.“Everybody said something about her being an amazing and well-adept teacher. Normally, people just go, ‘Wow. Amazing performer; unforgettable performance.’ This one was ‘unforgettable teacher.’ So instead of saying let’s get her as a teacher, I thought let’s go for her as a judge,” Keast said.Drinkard said judges are always asked to write comments so the teachers and guitarists can see how they did and what their teachers can work with them on.“It may be something they didn’t hear,” or they might have to work on being calmer, Drinkard said.“I think she’s going to give some really great feedback to the kids,” Drinkard said of Arutyunyan. “The whole point of this is it’s a learning experience (for the kids). I want them to walk away with something that says I had fun and I learned. Even if it’s one thing, that’s a success in my book.”She added that the performers are usually motivated to do whatever the organizers ask.“A lot of times students get the performers to sign their guitars. … It’s something they can keep forever,” Drinkard said.Another good aspect, Drinkard said, is that the festival is for all ages and skill levels.“Even if you just walk away with one or two new skills, but you have a good time it’s successful. They could make new friends. … You see them hanging out together, talking about what they’re playing. They might sit back in a corner and play together. It’s really a bonding experience. It’s not just classes. I think the kids really bond with each other,” Drinkard said.UTPB guitar student Adrian Madrid will be giving a master class Saturday, participating in the contest and giving a solo performance as a result of winning the college division last year.Madrid said performing is scary, but it feels good when you’re done and realize you’ve done a good job. He added that he struggles a lot with anxiety before he plays, although Keast said he looks calm.“It’s a weird experience, almost spiritual,” Madrid said. “It sounds kind of hippy, but it is. It kind of changes the way you play after, your thoughts after.”Madrid has been playing classical guitar for five years. He started playing acoustic rhythm guitar in church and didn’t learn classical guitar or to read music until 2012. OC employee of the year always learning Twittercenter_img Pinterest Home Local News West Texas Guitar Festival features Del Castillo Pinterest ECISD undergoing ‘equity audit’ WhatsApp Previous articleSCRAPBOOK: Feb. 18, 2018Next articleTHE IDLE AMERICAN: In circles will we go admin RELATED ARTICLESMORE FROM AUTHOR 2021 SCHOOL HONORS: Permian High School Lorra Johnson points to a sensory icon on a smart board during elementary primary class in the new Bynum School in Midland.last_img read more

Housing Markets are Strongest Where Values Exceed Pre-Crisis Levels

first_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily The August update for the Pro Teck Valuation Services’ Home Value Forecast (HVF) showed that the U.S. housing market with the highest year-over-year price change in July was Detroit – but at the same time, the authors of the report believe that more than one indicator must be used to evaluate the housing market’s health.According to the August HVF update, Detroit led all U.S. housing markets in year-over-year sold price with 28 percent. When considering other indicators, however, Detroit is not as strong a market as it would appear based on the spike in sold price. The Collateral Analytics forecast for the top U.S. housing markets rated San Francisco as “strong” largely because its home prices are at an all-time high. However, that same forecast rated Detroit as a “soft” market mainly due to home prices in that market trying to return to pre-crisis levels.”While Detroit has seen healthy gains this year, the Home Value Forecast rating system shows that Detroit is still a soft market,” said Tom O’Grady, CEO of Pro Teck Valuation Services. “Although examining one indicator is helpful, it’s important to analyze several home price indicators to best understand the health of a real estate market.”Similar to Detroit, Port St. Lucie, Florida, has seen significant gains in the housing market in the last year. However, home prices in Port St. Lucie are selling 30 percent below previous highs and foreclosure sales are still more than three times their post-crash levels, which earned the market a “soft” condition rating in the August HVF update, according to Pro Teck.”Although examining one indicator is helpful, it’s important to analyze several home price indicators to best understand the health of a real estate market.” —Tom O’Grady, CEO of Pro Teck Valuation Services.The August update to the HVF includes a list of the 10 best and worst performing metro areas ranked by market condition for July. The indicators used in the rankings include sales/listing activity and prices, months of remaining inventory, days on market, sold-to-list price ratio, and foreclosure percentage and REO activity.The best performing single-family housing markets for July were:Bellingham, WashingtonCheyenne, WyomingMt. Vernon-Anacortes, WashingtonOlympia-Tumwater, WashingtonSacramento-Roseville-Arden-Arcade, CaliforniaSan Antonio-New Braunfels, TexasSan Jose-Sunnyvale-Santa Clara, CaliforniaSanta Rosa, CaliforniaSeattle-Bellevue-Everett, WashingtonStockton, California”The West Coast continues to dominate the top ten markets, with the exception of San Antonio,” O’Grady said. “Also, looking at our top three for the month using Collateral Analytics Forecast, we see Bellingham, Cheyenne, and Mt. Vernon at or near all-time highs with forecasted continuing appreciation.”The worst performing markets were:Huntsville, AlabamaSyracuse, New YorkScranton-Wilkes Barre-Hazleton, PennsylvaniaMcAllen-Edinburg-Mission, TexasAtlantic City-Hammonton, New JerseyBaltimore-Columbia-Towson, MarylandHagerstown-Martinsburg, Maryland-West VirginiaJacksonville, FloridaJacksonville, North CarolinaRockford, Illinois August 20, 2015 1,232 Views Housing Markets are Strongest Where Values Exceed Pre-Crisis Levels The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Home value Forecast Home Values Pro Teck U.S. Housing Market About Author: Brian Honea Home / Daily Dose / Housing Markets are Strongest Where Values Exceed Pre-Crisis Levels Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days agocenter_img in Daily Dose, Featured, Market Studies, News  Print This Post Home value Forecast Home Values Pro Teck U.S. Housing Market 2015-08-20 Brian Honea The Best Markets For Residential Property Investors 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: Second Fannie Mae NPL Sale Completed for $765 Million Next: Existing-Home Sales Continue Surge While First-Time Buyer Sales Fall Related Articles Subscribelast_img read more

Delhi HC Directs Extension Of Pro Rata Pension To Non-Commissioned Officers of Defence Services As Well

first_imgNews UpdatesDelhi HC Directs Extension Of Pro Rata Pension To Non-Commissioned Officers of Defence Services As Well Karan Tripathi25 Nov 2020 5:09 AMShare This – xDelhi High Court has ruled that the non-commissioned officers of the defence forces are also entitled to the pro rata pension, which is currently only given to commissioned officers. While holding that such exclusion is discriminatory, the Single Bench of Justice Rajiv Sahai Endlaw has directed the Union Ministry of Defence to ensure that pro rata pension is now given to…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginDelhi High Court has ruled that the non-commissioned officers of the defence forces are also entitled to the pro rata pension, which is currently only given to commissioned officers. While holding that such exclusion is discriminatory, the Single Bench of Justice Rajiv Sahai Endlaw has directed the Union Ministry of Defence to ensure that pro rata pension is now given to non-commissioned officers as well. The court said: ‘Rejections by the respondents IAF, of the representations of the petitioners preceding filing of these petitions for grant of pro rata pension, are quashed and a mandamus is issued to the respondents IAF to, within twelve weeks hereof, pay to each petitioner, arrears of pro rata pension, from the date of discharge, till the date of payment, and to, with effect from the month of March, 2021 commence payment of future pro rata pension to each of the petitioners. If the arrears are not paid within twelve weeks as aforesaid, the same will also carry interest at 7% per annum, from the expiry of twelve weeks, till the date of payment.’ The order has come in a writ petition moved by 40 retired officers impugning Circular No. 8(3)/86/A/D(Pension/Services) dated 19th February, 1987 issued by the Ministry of Defence (MoD) to the extent that it grants the benefit of pro rata pension only to the Commissioned Officers of the Defence Services and not to the Non-Commissioned Officers (NCOs)/Persons Below Officer Rank (PsBOR) of the Defence Services, as discriminatory. The Petitioners argued that the exclusion of non-commissioned officers from the benefit of pro rata pension is arbitrary and discriminatory, hence it violates Articles 14,19, and 21 of the Constitution. The court was further informed by the Petitioners that the Armed Forces Tribunal has refused to provide relief in similar matters despite the previous order of the Delhi High Court in the case of Govind Kumar Srivastava v. Union of India. During the course of the proceedings, the Indian Air Force, which was one of the Respondents in the matter, argued that the award of pro rata pension carries with it, a financial burden of Rs.44 crores per month and of Rs.250 crores in payment of arrears. The court also criticised the decisions of the AFT the petitions seeking the similar relief by holding that: ‘The reason given by AFT for indulging in such adventurism, is also fallacious. Merely because the Supreme Court, while dismissing the SLP preferred against the judgment of this Court in Govind Kumar Srivastava supra kept the question of law open, without specifying whether it was the question of law qua maintainability of the writ petition vis-a-vis jurisdiction of AFT or the question of law qua the circular/letter dated 19th February, 1987 being discriminatory, did not make the judgment of this Court in Govind Kumar Srivastava any less binding on the AFT. The observation that the question of law was so left open, entitled only the Supreme Court to consider the said question of law when faced with a similar challenge and did not entitle the AFT, orders whereof are subject to judicial review of the High Court, to take a view contrary to that taken by this Court.’Click Here To Download Order[Read Order]Next Storylast_img read more

HR Hartley

first_img Comments are closed. HR HartleyOn 9 Mar 2004 in Personnel Today We should learn to share and share alikeI was recently in a meeting with an HR colleague from our sister business.We were preparing a joint presentation for a mutual customer and he presented –with some flourish, I might add – a service level agreement to me that hethought I could take a few pointers from. It was my boss who pointed out that maybe he should have removed my initialsfrom said document before handing it over (I had e-mailed it to him six weeksearlier). I allowed myself a wry smile and the meeting continued. Why should I tell you this? Well, two reasons: it’s the one of the few timesI have not risen to the bait and lost the high ground, and it also started atrain of thought; as HR practitioners, are we about creating win-winsituations, or do we just spend our lives with our arms around our work, hidingit from others? Apart from a pain-inducing trip to Harrogate (how many times do 14 drinksget charged to an editor’s Amex card?) and an occasional employment law update,how much knowledge do we really share with each other? I’m no zealot about this, but it did amuse me when I received zero repliesto my request for help posted on an HR website. However, the next day when Ireplied to someone offering a policy document, I received 26 e-mails –including one from the Chartered Institute of Personnel and Development. So, before you flick to Guru, think about what would be the return oninvestment of a couple of hours spent with someone in a similar job to you in adifferent business. Maybe I am naive, but I think the more we share and sharealike, the better. And if there are any networking groups out there, invite me– I’ll buy my round. Hartley is an HR director at large Related posts:No related photos. Previous Article Next Articlelast_img read more